Apply now to get a Personal Loan!

The personal loan bracket is eligible for any salaried and self-employed :

  • Preferrable age group of 24 & 60.
  • Flexible repayment plans starting from 6 months to 5 years
  • Basic income of 20k & above are eligible for an online personal loan.
  • Can be salaried or self-employed get a personal loan of minimum amount (Rs. 10,000) & maximum of (Rs. 15,00,000)
  • 2 Minutes Fintech services are available in major cities & towns across India
  • Provide last 3 months salary-slips/ relative income proof documents, Should support the current income criteria.
  • Have a decent CIBIL score between (700 - 900).
  • If you have an excellent credit history, you can accelerate the loan approval process at lower interest rates.

Personal loan comparison index :

Bank/NBFC Interest rate Loan amount Processing fee Tenure Target age group serviceable location Salary bracket Commercials offered Credit score Employment type Product type
Lending Kart (18 - 30)% 50,000 - 1 Cr At 2% 18-65 Pan India 12 lakhs annual turnover and above Slab wise, 50L - 3CR: 1-2% 660 (560-660 will could be considered on case to case basis) + NTC Self employed working capital loans and business loans
Axis Finance (12 - 18)% 50,000 max 50L 2% on loan amount + GST Upto 60 Months 21-60 Pan India Tier 1: 25K, Tier 2: 20k, Tier 3: 15k 1.5% 650 min , actual >720 (V3), CIBIL>750 Salaried Personal Loan
ICICI (10.5- 19)% 50,000 - 25 Lacs Upto 2.25% of loan amount plus GST 12 to 72 months 23-58 30K+ 1.1% Per disbursal 750+ Salaried PL
NIRA 5,000 - 100,000 INR 350-750 depending on the loan amount 3-12 months 21-55 Pan India 12000+ 1500 660+ Salaried Short term loan
Muthoot Finance 1 Lakh metro , 50 k Non metro - Max 10 Lakhs 14.5 - 25% 12-60 months 23-60 Pan India 20K - 25K 1.75% Per disbursal 750 & -1 & NTC Salaried Personal Loan
Home credit 25,000 - 200,000 INR 0% - 5% 19+ INR 10,000 + 1.4 % CPD 670+ credit score Salaried and self employed
Bajaj Finserv 13% upto 4.13% on loan amount + Taxes 3-36 months 23-55 Pan India Tier 1: 25K +,Tier 2: 35K + 650+ Salaried and self employed PL/BL

Calculate your personal loan EMI amount :

Now meet your financial needs with a pro-active decision, Choose your lender & required loan amount for your loan application the better way:

Personal loan amount based on your salary:

Your monthly payout - EMI = [P x R x (1+R)^N]/[(1+R)^N-1]

Representative Example :

For ₹ 1,00,000 borrowed for 1 year, with interest rate @13% per annum*, a user would pay:

  • Processing fee (@ 2%) = ₹ 2,000 + GST = ₹ 2,360
  • Line setup fee of ₹ 499+GST = ₹ 588/- to be paid before starting the credit line
  • Interest = ₹ 7,181
  • EMI = ₹ 8,932
  • Total amount to be repaid after a year = ₹ 1,10,129/-
  • *Interest Rate varies based on your risk profile
  • The maximum Annual Interest Rate (APR) can go up to 36%
  • However, only a fraction of our customers get an interest rate higher than 30% pa